For centuries, sailors have observed a curious and powerful phenomenon known as the Seventh Wave. From a nautical perspective, the theory holds that waves often arrive in sets, with each wave building in size and energy—until the seventh wave rises above the rest. Larger, stronger, and more forceful, the seventh wave has long been respected …
The Seventh Wave: Recognizing the Moment and Riding It to Freedom Read More »
When families come to us for estate planning, they often bring more than just financial questions. They raise concerns about security, simplicity, fairness, and the unknowns that inevitably accompany aging and life’s unpredictability. While every family’s situation is unique, our work is guided by three clear goals that apply to every plan we design—regardless of …
By Skip Skolnik, Founder, Skolnik Retirement Solutions Every January, we tell ourselves that this year will be different. We promise to get healthier, get organized, and get serious. The New Year gives us a clean slate. It allows us to tackle the things we’ve put off, sometimes for years. But there’s one item that never …
As an estate planning professional with over two decades of experience, I’ve witnessed firsthand the difference between ordinary planning and strategic, multidisciplinary estate design. Most people approach estate planning like they’re playing checkers—simple moves, short-term thinking, and reactive decisions. At our firm, we play chess. Every move is intentional. Every piece is part of a …
Build Legacy and Lessons, Not Just Wealth When we talk about estate planning, most people think about wills, trusts, and tax strategies. But true legacy planning is about more than documents. True legacy planning is about preparing the next generation to manage what they will one day inherit. One of the most powerful (and overlooked) …
Why Allowances Belong in Every Family’s Estate Plan Read More »
A poem written by: Skip Skolnik, Founder & President Without a plan comes frustration,Families tangled in duplication.But with clear thought and firm direction,We help guide your wealth to succession. Our goal is protection, not taxation,A structured, balanced allocation.Through teamwork, trust, and dedication,We help craft a plan of perfection. Assets grow with multiplication,Shielded strongly from litigation.The …
After more than two decades in the senior services industry, I’ve had the privilege of helping hundreds of families prepare for one of life’s most important responsibilities—building a plan for the future. But there’s a recurring theme I’ve seen far too often: people wait too long. Just recently, I met with a couple—she was 82 …
I’ve had thousands of conversations with older adults and their families. Some happen in my office, others in living rooms or at community events—but one of the most memorable occurred in the waiting room of a doctor’s office. I was there for a routine appointment, simply waiting my turn, when an older woman nearby struck …
We’re in the Transportation Business — Just Not the Kind You Expect Read More »
After more than two decades in the senior services industry, one of the most evident truths I’ve come to recognize is this: people don’t like change. Especially as we grow older, change becomes less welcome, more intimidating, and often completely avoided. “This is the way I’ve always done it” becomes a guiding principle—even if the …
Finish Strong: Embracing Change in Estate Planning Read More »
There’s a saying I often use with clients: “You either have a plan, or you’re part of someone else’s.” It sounds like the kind of motivational quote you might see on a coffee mug or plastered on a Pinterest board, but when it comes to estate planning, it couldn’t be more serious, or more true. …
You Need a Plan… Or You’re Part of Somebody Else’s Read More »
Libby Skolnik Budweg is an investment advisory representative of and provides advisory services through CoreCap Advisors, LLC. Skolnik Retirement Solutions and CoreCap Advisors are separate and unaffiliated entities.
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