We live in a time defined by spectacle. Everywhere we look, we are surrounded by glitz and bling, curated images of extraordinary lives, and constant reminders that bigger, faster, louder, and more luxurious is somehow better. Social media celebrates milestones as performances. Advertising promises happiness through upgrades. Even our personal accomplishments can feel as though …
Every now and then, you hit a milestone that makes you stop, take a breath, and reflect. For me, one of those moments happened recently when I realized it had been over a year since our second book was released. Time moves quickly when you’re doing meaningful work, but this anniversary deserves a pause and …
Thomas Edison famously said that success is “99% perspiration and 1% genius.” It is one of those quotes that sounds simple, almost obvious, yet becomes more profound the longer you live and work. In a culture that celebrates breakthrough ideas and overnight success stories, Edison’s words are a reminder that inspiration is only the spark. …
99% Perspiration, 1% Genius: The Real Work Behind Lasting Success Read More »
As an estate-planning professional who uses a multidisciplinary approach—legal, tax, investment, insurance, long-term care, and funeral planning—I can tell you one universal truth: Most people over age 55 think they have a plan.Most don’t. They may have investments, they may have an advisor, they may have a will—but a plan? A real, coordinated plan that …
Four Questions Every Retiree Should Ask Their Financial Advisor—Before It’s Too Late Read More »
As an estate-planning professional who uses a multidisciplinary approach—legal, tax, financial, insurance, long-term care, and funeral planning—I’ve seen a lot. Most of it is good. Some of it is excellent. But there are three things in this field that absolutely drive me crazy because they hurt families, cost them money, and create heartache that could …
After decades of working with retirees in senior services, one thing has become clear: the most successful estate plans are built by multidisciplinary teams. Attorneys, CPAs, financial professionals, funeral directors, and long-term-care specialists each bring a different lens to the planning process. When these perspectives converge, opportunities appear—often in places families never expect. One tool …
The Most Overlooked Estate Planning Tool for Retirees Read More »
After more than 25 years in Senior Services, I’ve observed countless reasons why individuals diligently earn, save, and grow their wealth. The primary and most fundamental reason is for Safety and security: providing for our families with stable housing, food, reliable healthcare, and the peace of mind that comes with financial stability. These are the …
As estate-planning professionals, we like to remind families that 80% of what we do is preparing for “if” something bad happens. Protecting assets, shielding against taxes, simplifying structures, and helping ensure the proper documents are in place are all built around uncertainty. But funeral planning isn’t an if.It is a when. And because of that, …
Why Every Estate Plan Should Include Funeral Pre-Planning Read More »
As an estate planner and financial advisor, I spend a lot of time reminding people of something that sounds simple but is easy to forget: every headline feels like the end of the world when you’re living through it. A hurricane, a government shutdown, a political upheaval, a social movement, a war—each moment seems like …
Headline News vs. Real Life: Why Staying the Course Still Wins Read More »
If there’s one thing I’ve learned from years of estate planning, it’s this: when it comes to building and keeping wealth, boring is beautiful. Not Instagram-boring, not beige-paint-boring, but the kind of predictable, steady, responsible “boring” that allows you to enjoy life without lying awake at night wondering how to cover next month’s credit card …
Libby Skolnik Budweg is an investment advisory representative of and provides advisory services through CoreCap Advisors, LLC. Skolnik Retirement Solutions and CoreCap Advisors are separate and unaffiliated entities.
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