I’ve had thousands of conversations with older adults and their families. Some happen in my office, others in living rooms or at community events—but one of the most memorable occurred in the waiting room of a doctor’s office. I was there for a routine appointment, simply waiting my turn, when an older woman nearby struck …
We’re in the Transportation Business — Just Not the Kind You Expect Read More »
In a world that often promotes accumulation, independence, and self-promotion, generosity can seem countercultural. However, time and again, generous living proves to be one of the most powerful principles for a fulfilling life, both financially and emotionally, as well as spiritually. Generosity isn’t just about money; it’s about adopting a mindset of service, compassion, and …
The Power of Generosity: Why Giving Changes Everything Read More »
The Roth account, named after Senator William Roth, was established in 1997 as part of the Taxpayer Relief Act. Its concept was simple yet revolutionary: allow individuals to invest after-tax dollars, let the investments grow tax-free, and withdraw the money in retirement without paying another dime in taxes. Over the past few decades, Roth IRAs—and …
When it comes to investing, most people assume that the hardest part is picking the right stocks, analyzing market trends, or timing their trades to perfection. They spend time researching the S&P 500, the Dow, municipal bonds, and mutual funds, convinced that successful investing hinges on making the right choices. However, for many Americans, the …
The Single Hardest Thing in Investing: Just Getting Started Read More »
In the grand tapestry of life, two virtues stand above most in shaping the quality of our existence—health and wealth. Both are independently valuable, each capable of bringing immense joy and fulfillment. Yet, when they are combined, they form the cornerstone of a truly complete life. The interplay between health and wealth is what allows …
The Virtues of Health and Wealth: A Life Fully Lived Read More »
In a world that often glorifies wealth, power, and material possessions, one resource stands above all others in its true value—time. Unlike money, gold, or property, time is the only resource that can never be bought, traded, or replenished. Once a moment passes, it is gone forever. Despite its immense importance, many people fail to …
With every election, there is some impact on the stock market as investors consider how the elected officials will affect economic policies. But just how much do elections actually affect the stock market? The year leading up to an election typically shows lower returns as investors cope with uncertainty. However, in the 12 months after …
Being invited to participate in the closing bell ceremony at the New York Stock Exchange (NYSE) is not just an honor; it’s an acknowledgment of the profound impact of financial markets on our society, economy, and individual lives. For a financial advisor like myself, this invitation signifies not only recognition but also an opportunity to …
Libby Skolnik Budweg and Mike Elmore are investment advisory representatives of and provides advisory services through CoreCap Advisors, LLC. Skolnik Retirement Solutions and CoreCap Advisors are separate and unaffiliated entities.
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